Texas Department of Insurance

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TexasSure - Company Information Page

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What is TexasSure, the Financial Responsibility Verification Program?

The 79th Texas Legislature, Regular Session, passed Senate Bill 1670, which amended Chapter 601 of the Transportation Code by adding Subchapter N, which is entitled "Financial Responsibility Verification Program." Section 601.452 of the Transportation Code, as added by SB 1670, provides that the Texas Department of Insurance (TDI), in consultation with the Texas Department of Public Safety (DPS), the Texas Department of Motor Vehicles (TxDMV) and the Texas Department of Information Resources (DIR) "shall establish a program for verification of whether owners of motor vehicles have established financial responsibility."

According to SB 1670, the program established must be the program most likely to reduce the number of uninsured motorists in this State; operate reliably; be cost-effective; sufficiently protect the privacy of the motor vehicle owners; sufficiently safeguard the security and integrity of information provided by insurance companies; identify and employ a method of compliance that improves public convenience; provide information that is accurate and current; and be capable of being audited by an independent auditor.

With a goal to reduce the number of uninsured motorists in this State, the implementing agencies believe the combination of an event based verification process with an ongoing verification process will produce the most significant results.

Event Based Process: An event based process will allow State Users to obtain accurate and timely insurance information on a given vehicle promptly upon request. Users include the Texas Law Enforcement Telecommunications System (TLETS), TxDMV, and future authorized users.

Ongoing Verification Process: An ongoing verification process will monitor and report on the financial responsibility of Texas drivers on an ongoing basis.

"TexasSure: Vehicle Insurance Verification" was selected as the program name. For additional information, please visit www.TexasSure.com.

What are the Insurer Requirements?

TexasSure is mandated by 28 TAC §§5.601 - 5.611, Division 7, which specifies program requirements, procedures, duties, and obligations for insurers writing personal automobile insurance policies in Texas.

The Reporting Guide and User Manual clearly specifies the procedures for providing information under the verification program.

Download the latest version of the Reporting Guide and User Manual. [PDF version]

Bulletins Issued

The department has issued the following Commissioner's Bulletins regarding TexasSure:

Get Updates

The department has established an email distribution list for dissemination of information and news related to TexasSure. Insurance companies and insurer groups who would like to be included on this list may send an email request to TexasSure@tdi.texas.gov.

Frequently Asked Questions

All FAQs have been consolidated into the Reporting Guide and User Manual.

For more information contact:

Last updated: 06/18/2018

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