Texas Department of Insurance

Helping Texans with their auto, commercial and residential property insurance needs.

A free service of the Texas Department of Insurance and Office of Public Insurance Counsel.

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Regulatory actions resulting in policyholder savings

(by contested rate cases, negotiated rate reductions, or withdrawn rate filings)

2003: SB 14 mandated rate reductions ~ $510 million (not fully realized as major carrier challenged order)

2004 - 2008: ~$289 million

2009: ordered major carrier to refund $310 million (under appeal)

2010 YTD June: ~$38 million

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