Residential Property Insurance
Residential property groups who are writing new and renewal homeowners insurance business (as of 5/8/08) in Tier 1 and Tier 2 are:
Groups Writing New
Business in
Tier 1* |
Groups Renewing in
Tier 1* |
Groups Writing New and
Renewal Business in Tier 2 |
| |
Wind Available
Y or N |
|
Wind Available
Y or N |
|
| AAA Texas |
N |
AAA Texas |
N |
AAA Texas |
| AMICA |
Y |
AMICA |
Y |
AMICA |
| Allstate |
N |
Allstate |
N |
1 |
| American National |
N |
American National |
N |
American National |
| ASI Lloyds |
N |
ASI Lloyds |
N |
ASI Lloyds |
| Balboa |
N |
Balboa |
N |
Balboa |
| Beacon |
N |
Beacon |
Y |
Beacon |
| Central Mutual |
N |
Central Mutual |
Y |
Central Mutual |
Chubb |
N |
Chubb |
Y |
Chubb |
| Cypress Texas Lloyds |
Y |
Cypress Texas Lloyds |
Y |
Cypress Texas Lloyds |
| Farmers |
Y |
Farmers |
Y |
Farmers |
Foremost |
N |
Foremost |
N |
Foremost |
| Hartford |
N |
Hartford |
Y |
Hartford |
| Liberty Mutual |
N |
Liberty Mutual |
Y |
Liberty Mutual |
| National Lloyds |
Y |
National Lloyds |
Y |
National Lloyds |
National Specialty |
Y |
National Specialty |
Y |
National Specialty |
| Nationwide |
N |
Nationwide |
N |
Nationwide |
| Republic |
N |
Republic |
Y |
Republic |
| Safeco |
N |
Safeco |
N |
Safeco |
| State Farm |
Y |
State Farm |
Y |
State Farm |
| Texas Farm Bureau |
Y |
Texas Farm Bureau |
Y |
Texas Farm Bureau |
| Travelers |
Y |
Travelers |
Y |
Travelers |
| USAA 2 |
Y |
USAA |
Y |
USAA |
Tier 1 includes:
Aransas, Brazoria, Calhoun, Cameron, Chambers, Galveston, Jefferson, Kenedy, Kleberg, Matagorda, Nueces, Refugio, San Patricio, Willacy. For the purposes of this survey, Tier 1 also includes certain specifically designated communities in Harris County that are east of State Highway 146. These communities are Pasadena, Morgan's Point, Shoreacres, Seabrook and La Porte.
NOTE: Wind coverage may be available through the Texas Windstorm Insurance Association.
Tier 2 includes:
Bee, Brooks, Fort Bend, Goliad, Hardin, Harris - except as noted in Tier 1, Hidalgo, Jackson, Jim Wells, Liberty, Live Oak, Orange, Victoria, Wharton
* New business written subject to individual company underwriting guidelines, including deductible options. Those companies that are shown to provide wind in Tier 1 may not provide wind in all areas within Tier 1. Other limitations may apply.
1. Allstate is not writing new business in Tier 2. Subject to underwriting guidelines,
certain Tier 2 policies are not being renewed.
2. USAA Group insurance is only available to persons eligible for membership.
The above list is not comprehensive. There may be additional, smaller companies writing new and renewal business in Tiers 1 and 2.
For more information contact:
